1021 W 5th Street, Spencer, IA 51301 (MLS # 261341)
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Courtesy of Keller Williams Okoboji, Josh Schaben, PRIM: 712-330-4773
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Move-In Ready Home with Space, Updates & Income Potential in Spencer! Welcome home to this beautifully maintained 4-bedroom, 2-bathroom property situated on a desirable corner lot in Spencer, Iowa! Conveniently located near the Spencer Family YMCA and within walking distance of the Clay County Fairgrounds, local schools, and parks, this home offers the perfect blend of comfort, convenience, and versatility. The main floor features three bedrooms, a full bathroom, convenient main-floor laundry, and a well-appointed kitchen complete with a reverse osmosis water system. Recent mechanical updates, including a new furnace and water heater, provide added peace of mind. The oversized, insulated garage features an in-floor drain, making it ideal for extra storage, projects, and everyday convenience. The fully updated basement adds incredible flexibility, featuring a fourth bedroom, a ¾ bathroom, spacious living area, and a wet bar/kitchenette space. Whether you envision a guest retreat, additional entertaining space, or the potential for a rental opportunity, this lower level offers plenty of possibilities. Basement laundry hookups are also available if you'd like to add a second laundry area. Step outside to enjoy the inviting outdoor space, complete with a beautiful pergola and firepit"”perfect for relaxing evenings, entertaining friends, or gathering with family. With its desirable location, thoughtful updates, flexible living spaces, and potential for additional income, this Spencer home is one you won't want to miss. Move in and make it yours!
| DAYS ON MARKET | 28 | LAST UPDATED | 10/14/2026 |
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| YEAR BUILT | 1955 | GARAGE SPACES | 2.0 |
| COUNTY | Clay | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| School District | Spencer |
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| ADDITIONAL DETAILS | |
| AIR | Central Air |
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| AIR CONDITIONING | Yes |
| BASEMENT | Full, Yes |
| CONSTRUCTION | Block, Vinyl Siding |
| GARAGE | Attached Garage, Yes |
| HEAT | Forced Air, Natural Gas |
| LOT | 9583 sq ft |
| LOT DIMENSIONS | 110.00x120.00x82.00x82.00 |
| PARKING | Attached |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Ranch |
| TAXES | 2914 |
| WATER | Public |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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© 2026 Iowa Great Lakes Board of REALTORS®. Based on information from the Iowa Great Lakes Board of REALTORS®. Data last updated 11/11/26 1:06 PM PST. Information is provided by Naatjes Group, LLC for consumers personal, non-commercial use. Information deemed reliable but not guaranteed.
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