401 W 3Rd Street, Spencer, IA 51301 (MLS # 260246)

Save to Favorites
Print
Share
Courtesy of EXIT Realty Midwest- Spencer/Emmetsburg, Nicole Nimke, PRIM: (712) 363-0287

PRICE $499,900 dsIDX morgage calculator
BEDS 5
BATHS 3
HOME SIZE 4,257 sqft
LOT SIZE 13,068 sqft

Welcome to this beautifully updated 5-bedroom, 3-bath home, where timeless 1916 charm meets modern comfort. Filled with abundant natural light, this home showcases thoughtful design details and original character that create a warm, inviting feel from the moment you walk in. At the heart of the home is a high-end kitchen featuring sleek finishes and premium Beko appliances. The spacious layout offers generously sized bedrooms and updated bathrooms, while preserving the craftsmanship and unique touches of its era. The private primary bedroom wing is a true retreat, complete with it's own walkout to the backyard patio. Downstairs, the basement includes a second full kitchen and its own private entrance, offering excellent potential for an income-producing space, guest suite, or multi-generational living. Situated on a desirable corner lot, the property includes a private, fenced-in yard that's perfect for relaxing or hosting gatherings. With its bright interiors, charming character, and stylish updates, this home is truly one of a kind!

DAYS ON MARKET 22 LAST UPDATED 4/10/2026
TRACT HUTTENLOCHERS ADDITION YEAR BUILT 1916
GARAGE SPACES 2.0 COUNTY Clay
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
School District Spencer


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Microwave, Refrigerator, Washer
BASEMENT Finished, Full, Yes
CONSTRUCTION Wood Siding
GARAGE Attached Garage, Yes
HEAT Forced Air, Natural Gas
LOT 0.3 acre(s)
LOT DIMENSIONS 100x132
PARKING Attached
SEWER Public Sewer
STORIES 1
STYLE Ranch
SUBDIVISION HUTTENLOCHERS ADDITION
TAXES 3762
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
CONTACT US ABOUT 401 W 3RD STREET
 / 
We respect your online privacy and will never spam you. By submitting this form with your telephone number you are consenting for Cara Naatjes to contact you even if your name is on a Federal or State "Do not call List".
© 2026 Iowa Great Lakes Board of REALTORS®. Based on information from the Iowa Great Lakes Board of REALTORS®. Data last updated 5/2/26 1:39 AM PDT. Information is provided by Naatjes Group, LLC for consumers personal, non-commercial use. Information deemed reliable but not guaranteed.

This IDX solution is (c) Diverse Solutions 2026.