701 4Th Street SW, Spencer, IA 51301 (MLS # 260016)

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Courtesy of Hinn Real Estate, Doug Small, PRIM: 712-260-4776

PRICE $439,000 dsIDX morgage calculator
BEDS 4
BATHS 3
HOME SIZE 1,992 sqft
LOT SIZE 41,818 sqft

Welcome to this charming Cape Cod-style home, perfectly positioned in the heart of town and set on an expansive nearly 1 acre lot offering captivating river ground views, close to the bike / walking trails and endless possibilities. With nearly 2,000 finished square feet, this delightful property features 4 bedrooms and 3 bathrooms, creating a spacious and flexible retreat for any family. Two of the bedrooms showcase open loft-style designs overlooking the main living area, adding architectural interest and a light, airy feel. The fourth bedroom is located in the unfinished basement, providing an excellent opportunity to customize additional living space to fit your needs. Step through the front door into an open foyer highlighted by a striking brick fireplace that extends to the vaulted ceiling, anchored by an impressive 40+ foot exposed glue-lam beam. This stunning architectural detail allows for a dramatic wall of glass in the living room, capturing breathtaking, year-round views of the prairie grass and serene river grounds unique to this location. The main floor offers convenient single-level living with a primary bedroom, full bath, spacious kitchen, and dining room. A back office, laundry room, and direct access to the attached 26 x 26-foot garage add everyday functionality to the home's distinctive charm. Situated on nearly a full acre, the property provides exceptional outdoor space with room to expand. Whether you envision adding onto the existing home, building an additional structure, or creating the ultimate outdoor retreat, the lot offers rare flexibility right in town. Thoughtful craftsmanship and numerous updates enhance both comfort and value, including a new water heater, furnace, electrical panel, air conditioning, shingles, siding, garage doors, and a new Marvin basement window. Take your time exploring this unique property"”where character, setting, and opportunity come together to create a truly rare find. Some furnishings are negotiable.

DAYS ON MARKET 16 LAST UPDATED 2/13/2026
TRACT RIVERCREST ACRES 2ND ADDITION YEAR BUILT 2004
GARAGE SPACES 2.0 COUNTY Clay
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
School District Spencer


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
BASEMENT Crawl Space, Full, Sump Pump, Yes
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Forced Air, Natural Gas
INTERIOR Vaulted Ceiling(s), Walk-In Closet(s)
LOT 0.96 acre(s)
LOT DIMENSIONS 125 x 270
PARKING Concrete, Attached
SEWER Public Sewer
STORIES 1.5
STYLE 1.5 STORY
SUBDIVISION RIVERCREST ACRES 2ND ADDITION
TAXES 5392
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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© 2026 Iowa Great Lakes Board of REALTORS®. Based on information from the Iowa Great Lakes Board of REALTORS®. Data last updated 3/1/26 7:00 PM PST. Information is provided by Naatjes Group, LLC for consumers personal, non-commercial use. Information deemed reliable but not guaranteed.

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