304 9th Street SW, Spencer, IA 51301 (MLS # 251432)

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Courtesy of EXIT Realty Midwest, Tracey Radcliffe, PRIM: 712-330-0837

PRICE $169,000 dsIDX morgage calculator
BEDS 2
BATHS 2
HOME SIZE 1,040 sqft
LOT SIZE 8,712 sqft

Completely Renovated & Beautifully Finished "” Move-In Ready Ranch in Spencer, Iowa! This beautifully updated 2-bedroom, 2-bath ranch-style home has been renovated down to the studs after the 2024 flood"”Everything inside is new, including drywall, paint, flooring, light fixtures, cabinets, Quartz countertops, and bathrooms. The thoughtful redesign transformed a former third bedroom into a stunning second full bath, creating a private primary ensuite and convenient main-floor laundry. Enjoy the inviting three-season sunroom, perfect for relaxing or entertaining. Additional features include a new central air system, heat pump & a spacious two-car attached garage. The property also features a 12' x 16' shed for extra storage or a workshop. Located in a nice, established neighborhood, this home is move-in ready and tastefully finished throughout.

DAYS ON MARKET 45 LAST UPDATED 1/15/2026
YEAR BUILT 1976 GARAGE SPACES 2.0
COUNTY Clay STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
School District Spencer

PRICE HISTORY
Prior to Jan 15, '26 $175,000
Jan 15, '26 - Today $169,000


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Microwave, Refrigerator, Washer
BASEMENT Crawl Space
CONSTRUCTION Vinyl Siding
GARAGE Attached Garage, Yes
HEAT Electric, Heat Pump
INTERIOR Eat-in Kitchen
LOT 8712 sq ft
LOT DESCRIPTION Level
LOT DIMENSIONS 76 x 115
PARKING Concrete, Garage Door Opener, Attached
SEWER Public Sewer
STORIES 1
STYLE Ranch
TAXES 1948
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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© 2026 Iowa Great Lakes Board of REALTORS®. Based on information from the Iowa Great Lakes Board of REALTORS®. Data last updated 3/1/26 10:10 PM PST. Information is provided by Naatjes Group, LLC for consumers personal, non-commercial use. Information deemed reliable but not guaranteed.

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