516 E 4th Street, Spencer, IA 51301 (MLS # 251302)

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Courtesy of Keller Williams Okoboji, Peggy Bergh-Kuker, PRIM: 712-330-1569

PRICE $129,000 dsIDX morgage calculator
BEDS 5
BATHS 2
HOME SIZE 1,700 sqft
LOT SIZE 6,970 sqft

Bring Your Vision & Build Equity! Looking for a classic 2-story home with a solid foundation? This 5-bedroom, 2-bathroom house is the perfect project for those ready to roll up their sleeves. The home is a blank slate in need of new flooring and some creative TLC, offering a prime opportunity to customize every finish to your exact taste while building immediate sweat equity. The interior boasts charming original details, including a winding staircase and classic hardwoods, all set within an incredibly functional layout. With a partially finished basement and ample square footage, the possibilities for transformation are endless. Outside, the property features a backyard deck, a fully fenced yard, and a detached two-stall garage. If you've been searching for a solid home that rewards your efforts and creative touch, this is the one!

DAYS ON MARKET 39 LAST UPDATED 3/20/2026
YEAR BUILT 1915 GARAGE SPACES 2.0
COUNTY Clay STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
School District Spencer

PRICE HISTORY
Prior to Nov 5, '25 $159,000
Nov 5, '25 - Dec 26, '25 $149,000
Dec 26, '25 - Jan 31, '26 $145,000
Jan 31, '26 - Feb 28, '26 $139,000
Feb 28, '26 - Mar 20, '26 $134,000
Mar 20, '26 - Today $129,000


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Window Unit(s)
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Gas Water Heater, Refrigerator, Washer
BASEMENT Full, Yes
CONSTRUCTION Metal Siding
GARAGE Yes
HEAT Natural Gas
INTERIOR Eat-in Kitchen
LOT 6970 sq ft
LOT DIMENSIONS 52 x 135
PARKING Concrete, Detached
SEWER Public Sewer
STORIES 2
STYLE TWO STORY
TAXES 2080
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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© 2026 Iowa Great Lakes Board of REALTORS®. Based on information from the Iowa Great Lakes Board of REALTORS®. Data last updated 4/28/26 6:33 AM PDT. Information is provided by Naatjes Group, LLC for consumers personal, non-commercial use. Information deemed reliable but not guaranteed.

This IDX solution is (c) Diverse Solutions 2026.